• Special Festive Offers – Limited Time Only | Lowest Rates. Maximum Savings. Guaranteed. Celebrate this festive season with exclusive home loan and mortgage offers. Home Loan Offers - Home Loan @ Just 7.40% | 100% Processing Fee Discount | LAP @ 8.25% | MSME Working Capital @ 8% Call us @ 9560924365 for more information

Smart Home Loan Solutions

RBI Cuts Repo Rate – Lower Home Loan EMIs Now!

We help you get home loans from trusted nationalised banks at the most competitive interest rates in the market. Our process involves understanding your financial profile, comparing bank offers, and recommending the most suitable option for you. You also benefit from zero processing fees, faster approvals, and complete transparency.

Your Home Loan, Simplified

Home Loans Made Easy and Stress-Free

Our team simplifies the entire home loan process for you. From the first consultation to the final approval, we manage all the steps with clear guidance. We help you understand your eligibility, required documents, EMI options, and the bank processes. Our goal is to make your home loan journey smooth, comfortable, and worry-free.

Plot Purchase Made Easier

Special Plot Loan Solutions at Attractive Interest Rates

Plot loans require special documentation and clear property approvals. We assist you in selecting the right bank, evaluating the land documentation, and securing a loan at favourable interest rates. Whether you're buying a residential plot or investment land, our experts ensure fast processing and a safe transaction.

Home Loans for Building Your Future

Build Your Dream Home with Our Construction Loans

Construction loans are released in stages, and understanding bank guidelines can be confusing. We simplify this by preparing a clear plan based on your construction stages and budget. Our team coordinates with banks, engineers, and valuers to ensure smooth, timely disbursements.

Home Loan Balance Transfer

Switch Your Home Loan. Slash Your EMI.

If you're currently paying a high interest rate, we help you shift your home loan to a nationalised bank offering lower rates. This immediately reduces your EMI and total loan cost. Our team checks your current loan statement, compares savings, prepares required documents, and completes the transfer process.

Join Our Profitable Partnership

Exclusive Offers for Real Estate Professionals

We provide special financial solutions for builders, real estate consultants, and channel partners. These include higher eligibility for clients, faster approvals, and professional documentation support. Our partnership model helps real estate professionals close more deals and grow their business with reliable financial support.

Customized Solution for Every Profile

Customised Loan Solutions for Salaried and Self-Employed

Every customer’s income profile is different. We analyse your salary structure, business income, turnover, bank statements, and existing obligations to prepare the best loan structure for you. Our personalised approach ensures maximum loan eligibility, better EMI planning, and faster approval because the file is perfectly prepared from the start.

Higher Eligibility Options

Higher Eligibility Based on Future Rental Income

For customers constructing multiple floors or planning to rent out their home, we help increase loan eligibility by including expected rental income. This allows you to get a higher loan amount while keeping your EMI manageable.

Safe & Verified Property Loans

Complete Legal and Technical Support Included

We work closely with top banks, legal teams, and valuation experts to ensure your property is safe and fully approved. Every document—including title deeds, approvals, maps, and builder papers—is checked in detail.

Convenience at Your Doorstep

Enjoy Our Professional Doorstep Service

You don’t need to visit any branch or office. Our team comes to your home or workplace to collect documents and provide guidance. This personalised doorstep assistance saves your time and ensures that your loan is processed quickly without any inconvenience.

Experience You Can Trust

Trusted by Homebuyers Since 2009

With more than 15 years of experience and a deep understanding of banking processes, we have helped thousands of families buy their dream homes. Our strong network with nationalised and private banks makes us one of the most trusted advisory services in the region.

Low Rates
Lowest Interest Rates

Access top offers from banks and NBFCs with minimal processing fees.

fat Process
Quick & Easy Process

Digital documentation and instant eligibility checks mean faster approvals.

Custom Loans
Tailored Loan Options

Get personalized offers suited to your profile and financial goals.

Deal of the Day
7.10%
Interest Rate The Lowest Offer
0.25%
Processing Fees 100% Fee Waiver*
25 Cr
Loan Amount above 50 Lakhs
689/-
EMI Per Lakh for 30 Year Term
Get Customised Quote
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Compare The Best Home Loan Offers

Bank of Maharashtra
90% Funding* 100% Fee Waiver* 10 Days Process Ratings * * * *
Max. Loan Amt.25 Cr
Tenure upto30 Years
Processing Fee10000/-
Rate of Interest7.10
Indian Bank
90% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.50 Cr
Tenure upto30 years
Processing Fee6018
Rate of Interest7.15
Karnataka Bank Ltd
90% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.10 Cr
Tenure upto30 Years
Processing Fee5000
Rate of Interest7.30
central Bank of India
90% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.10 cr
Tenure upto30 years
Processing Fee10000/-
Rate of Interest7.30
Canara bank
90% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.₹ 10 Cr
Tenure upto30 Years
Processing Fee₹ 10000/-
Rate of Interest7.35
State Bank of India
100% Funding* 50% Fee Waiver 5 Days Process Ratings *****
Max. Loan Amt.₹ 35 cr
Tenure upto30 Years
Processing Fee10000/-
Rate of Interest7.35
HDFC Bank Ltd
150% Funding* 100% Fee Waiver* 10 Days Process Ratings * * * * *
Max. Loan Amt.₹ 75 Cr
Tenure upto30 years
Processing Fee₹ 10000/-
Rate of Interest7.40
Punjab National Bank
90% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.₹ 75cr
Tenure upto30 Years
Processing Fee5000
Rate of Interest7.45
IDBI Bank Ltd
140% Funding 100% Fee Waiver 5 Days Process *****
Max. Loan Amt.7.50 Cr
Tenure upto30 Years
Processing Fee2950
Rate of Interest7.45
LIC Housing Finance Ltd
100% Funding* 100% Fee Waiver* 10 Days Process Ratings * * * * *
Max. Loan Amt.₹ 50cr
Tenure upto30 Years
Processing Fee10000/-
Rate of Interest7.50
Bank of Baroda
90% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.25cr
Tenure upto30 years
Processing Fee₹ 10030/-
Rate of Interest7.55
Bajaj Finance Ltd
150% Funding* 100% Fee Waiver* 4 Days Process Ratings * * * * *
Max. Loan Amt.₹ 10cr
Tenure upto30 Years
Processing Fee5900/-
Rate of Interest7.60
ICICI Bank Ltd
150% Funding* 50% Fee Waiver* 10 Days Process Ratings * * * * *
Max. Loan Amt.₹ 50cr
Tenure upto20 years
Processing Fee0.25%*
Rate of Interest7.65
Axis Bank
145% Funding* 100% Fee Waiver* 7 Days Process Ratings *****
Max. Loan Amt.₹ 100 Cr
Tenure upto30 Years
Processing Fee10000/-
Rate of Interest7.65
l&T Finance
200% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.50 Cr
Tenure upto30 Years
Processing Fee10000
Rate of Interest7.70
Standard Chartered Bank
150% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.10 Cr
Tenure upto20 Years
Processing Fee10000/-
Rate of Interest7.80
Kotak Bank
150% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.₹ 75cr
Tenure upto20 Years
Processing Fee0.20%*
Rate of Interest7.80
IDFC BANK LTD
160% Funding* 100% Fee Waiver* 10 Days Process Ratings * * * *
Max. Loan Amt.₹ 15cr
Tenure upto20 years
Processing Fee₹ 10000/-
Rate of Interest7.85
Tata Capital Ltd
150% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * *
Max. Loan Amt.20 Cr
Tenure upto20 Years
Processing Fee0.20%*
Rate of Interest7.90
IndusInd Bank Ltd
150% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.10 Cr
Tenure upto30 Years
Processing Fee0.20%*
Rate of Interest7.90
Development Bank of Singapore
150% Funding* 100% Fee Waiver* 7 Days Process Ratings * * *
Max. Loan Amt.10cr
Tenure upto20 years
Processing Fee₹ 10000/-
Rate of Interest7.95
Ratnakar Bank Ltd
150% Funding* 100% Fee Waiver* 7 Days Process Ratings * * * * *
Max. Loan Amt.25cr
Tenure upto30 Years
Processing Fee0.20%
Rate of Interest8.20
IIFL Ltd
150% Funding* 50% Fee Waiver* 10 Days Process Ratings * * * * *
Max. Loan Amt.10 Cr
Tenure upto20 Years
Processing Fee0.25%
Rate of Interest8.50

Why Choose Home Loan DSA?

  • Help You Compare & Choose the Best Offer
  • Pre-approved Offers offer Govt & Leading Banks
  • Personalised Door Step Service
  • Maximum Discount on Fees & Charges

Home Loan Interest Rates

Home Loan interest rates are primarily influenced by the applicant’s credit score, income profile, employer category, and the lender’s risk assessment and cost of funds. Choosing the right lender with a lower interest rate can significantly reduce your total loan repayment burden.

To get the best rates, applicants should start by checking offers from their existing banks or financial institutions where they hold accounts or credit cards. Additionally, comparing interest rates across banks and NBFCs on trusted financial platforms can help you find the most affordable loan options.

Check Bank-wise Interest Rates:

Eligibility Criteria for Home Loan

Home Loan eligibility differs across lenders based on their credit risk policies, applicant type, and loan variant. However, most financial institutions follow some common parameters to assess a borrower's creditworthiness and repayment capacity.

Below are the general Home Loan eligibility criteria applicable for both salaried and self-employed individuals in India:

  • Age: 18 – 60 years
  • Minimum Salary: ₹15,000/month (salaried)
  • Minimum Income: ₹5 lakh/year (self-employed)
  • Credit Score: Preferably 750 or above
  • Employment Stability: At least 1 year in current job
  • Business Continuity: Minimum 3 years for self-employed
  • Employment Type: Government, PSU, MNCs, or reputed corporates
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Documents Required for Quick Approval

Lenders require these documents to assess your identity, income, and repayment capacity. Below is a general list of documents required by most banks and NBFCs.

Requirement Salaried Individuals Self-employed Professionals/Non-Professionals
Proof of Identity Passport, Voter ID, Driving License, Aadhaar Card, PAN Card Passport, Voter ID, Driving License, Aadhaar Card, PAN Card
Proof of Residence Aadhaar Card, Voter ID, Passport, Utility Bills Aadhaar Card, Voter ID, Passport, Utility Bills
Proof of Income Salary Slips, Bank Statements, Form 16 ITR (Previous Years), Profit & Loss Statement, Balance Sheet, Bank Statements
Ask for Dofuments chevron_right

Frequently Asked Questions

Most banks prefer a score of 700 or above, but some lenders may approve lower scores with conditions.

Yes, but having a co-applicant with a stable income can improve your eligibility and loan terms.

Eligibility depends on factors like: Age (usually 21–65 years) Income (salaried or self-employed) Credit score (usually 700+) Repayment capacity Employment stability

Typically, you can get up to 75%–90% of the property value, depending on your income and credit profile.

Home loan tenure can range from 5 to 30 years, depending on the borrower’s age and preference.

Yes. Most banks allow part-prepayment or full foreclosure without any charges. Please refer your sanction letter for pre / part payment charges

Yes, you can apply for a pre-approved loan which gives you an estimate of your loan eligibility and budget.

Yes, through Balance Transfer, you can move your loan to another bank offering better interest rates or terms. You can also top up your loan during this process.

A top-up loan is an additional loan amount given over your existing home loan, based on the property current value and your repayment history and eligibility.

Yes. Under Section 80C and 24(b) of the Income Tax Act: Principal repayment: Deduction up to ₹1.5 lakh Interest paid: Deduction up to ₹2 lakh per year

Our Featured Providers

We have helped 4734 Indians find the right products for their needs

State Bank of India
Axis Bank
Kotak Bank
Punjab National Bank
Canara bank
ICICI Bank Ltd
Bank of Baroda
LIC Housing Finance Ltd

Satisfied Users

We will match you with a loan program that meet your financial need. In short term liquidity,
by striving to make funds available to them within 24 hours of application.