Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has introduced in June 2015, an interest subsidy scheme called Credit Linked Subsidy Scheme (CLSS) under Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for purchase/construction/extension/improvement of house to cater Economical Weaker Section(EWS) / Lower Income Group(LIG) / Middle Income Group (MIG), given the projected growth of urbanization & the consequent housing demands in India.

Pradhan Mantri Awas Yojana Eligibility

  1. The beneficiary family should not own a pucca house in his/her or in the name of any member of his/her family in any part of India.
  2. In case of married couple, either of the spouse or both together in joint ownership will be eligible for a single subsidy.
  3. The beneficiary family should not have availed of central assistance under any housing scheme from Government of India or any benefit under any scheme in PMAY.

Pradhan Mantri Awas Yojana Beneficiary

The beneficiary family will comprise husband, wife and unmarried children. (An adult earning member irrespective of marital status can be treated as a separate household in MIG category)

Pradhan Mantri Awas Yojana Coverage:

All statutory towns as per Census 2011 and towns’ notified subsequently, including planning area as notified with respect to statutory town.

Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana – Loan Providers